What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Income
- Account balances
- Payment history
- Credit history
- Credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Westfield Bank chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information |
Does Westfield Bank share? |
Can you limit this sharing? |
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes
to offer our products and services to you |
Yes |
No |
For joint marketing with other financial companies |
No |
We don’t share |
For our affiliates' everyday business purposes
information about your transactions and experiences |
No |
We don’t share |
For our affiliates' everyday business purposes
information about your creditworthiness |
No |
We don’t share |
For our affiliates to market to you |
No |
We don’t share |
For nonaffiliates to market to you |
No |
We don’t share |
What we do
How does Westfield Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Westfield Bank collect my personal information?
We collect your personal information, for example, when you
- Open an account
- Deposit money
- Pay your bills
- Apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See Other Important Information, below, for more on your rights under state law.