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Dream Big Checking

Earn up to 1.66% APY* on your Dream Big Checking account balance. It's simple!

When you meet all of the following criteria, you can receive the great APYs listed below:


  1. Must have a minimum of 12 debit card point-of-sale (POS) purchases post and clear within a qualification cycle;
  2. Must have a minimum of 1 direct deposit or automatic payment post and clear within a qualification cycle; AND
  3. Must enroll in online banking and receive eStatements to a valid email address.


Non-qualifying accounts will earn 0.05% Interest Rate/APY* on all balances.

Balances from $0 - $15,000 Balances over $15,000
Interest Rate APY* Interest Rate APY*
1.65% 1.66% 0.15%

1.66% - 0.38%**


This tiered-interest account also includes the following features:

  • Companion savings available
  • $100 minimum opening deposit
  • No minimum balance requirements
  • No monthly fees
  • No transaction limitations
  • ATM/debit card access
  • Convenient access to MoneyPass ATMs nationally
  • Up to $12 ATM fee reimbursement each statement cycle
  • Free online and mobile banking


For complete details, see the account disclosure


To open an account, visit one of our convenient locations or call 800.368.8930. 



*Interest rates and annual percentage yields (APY)* are accurate as of May 1, 2018. However, the interest rates and APYs on this account may change at any time at the bank's discretion. The qualification cycle begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. This statement cycle ends on the 25th of each month. If the 25th falls on a weekend or bank holiday, the statement cycle would end on the previous business day. An individual business determines the timing of processing of its POS transactions. Therefore, the bank has no control over the date items post to an account. Fees may reduce earnings. Refer to our Schedule of Fees for information on other fees that may apply.

**Range varies depending on account balance.