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Still not sure which plan is the right for you?

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Save for your retirement with a Westfield Bank IRA. Select from traditional, rollover, Roth, and SEP IRA accounts that offer significant tax advantages.

Open your IRA as a savings or CD account with these features:


  • $2,000 minimum opening balance
  • Competitive rates
  • Flexible terms ranging from one month to five years
  • FDIC protection
  • 24/7 telephone banking access (summary only)


IRA Savings:

  • $50 minimum opening balance
  • Competitive rates
  • FDIC protection
  • 24/7 telephone banking access (summary only)


Click here for current rates and fees information.


IRA Customer Alerts

A recent U.S. Tax Court decision resulted in a change to non-taxable IRA rollovers. Beginning January 1, 2015, you cannot make a non-taxable rollover from one IRA to another (or the same) IRA if you have already made a rollover from any of your IRAs in the preceding 12-month period, regardless of the number of IRAs you own. The limit will apply by aggregating all of an individual’s IRAs, including SEP and SIMPLE IRAs as well as traditional and Roth IRAs, effectively treating them as one IRA for purposes of the limit. Refer to for further details. Please contact an independent tax advisor for advice based on your particular circumstances.