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We can help make your dreams a reality.

Time to remodel your home? Purchase a car? Pay college tuition? Consolidate your debt? Enjoy a vacation? Get access to your credit line whenever you need it when you open a Westfield Bank Home Equity Line of Credit. 

And now is the ideal time to act.

Take advantage of introductory rates as low as 2.99% APR for five months. Need a longer term? After the introductory rate period, you'll enjoy a low 4.00% APR variable rate.* This offer is only available until April 30th, 2018.

Apply today!

Visit one of our convenient locations, click below to apply online, or call 800.368.8930. 


Apply Now


Expect more at Westfield Bank.
At Westfield Bank, you can expect checking account options that fit your lifestyle and a banking partner that works with you to meet your evolving financial needs.


*Actual rate may vary. The introductory annual percentage rate (APR) of 2.99% for the first 5 months after account closing is available on a new home equity line of credit (HELOC) with a maximum LTV of 80.00% and for borrowers with credit scores of 700 and greater. After the 5-month introductory period, the variable APR is based on the Wall Street Journal (WSJ) Prime Rate minus 0.50%, with the minimum APR (floor) at 3.75% and the maximum APR (ceiling) at 25.00%. Using the WSJ Prime Rate of 4.5% as of 1/23/18, the APR after the introductory period would be 4.00%. The introductory rate is only available on HELOCs for personal use and secured by a 1-4 family, owner-occupied dwelling. The minimum line of credit amount is $10,000.00. Please inquire about available rates for HELOCs with LTVs over 80.00% or borrower cedit scores below 700. The Westfield Bank HELOC account is a line of credit that permits you to obtain advances of credit for any purpose for 5 years (the "Draw Period"). After the Draw Period ends, you will no longer be able to obtain credit advances and you must repay the outstanding balance on your account over 10 years. A $65.00 annual fee applies starting 12 months after account consummation and continuing annually thereafter. Other closing costs required to open the plan that you may be required to pay include appraisal and title policy fees which can range from $0.00 to $2,350.00. An early termination fee of $200.00 applies if the HELOC is paid off and terminated within the first 12 months after account closing. Property insurance, including flood insurance if applicable, is requried. HELOCs are originated by Westfield Bank, FSB (NMLS #507706). All lines of credit are subject to credit review and approval. A complete line of credit application must be submitted before end of business on or before 4/30/18 to qualify for this promotion. Interest rates and program terms are subject to change without notice. Call 800-368-8930 or visit an office for complete promotion details.