Employee Stock Ownership Plan (ESOP) loans

Experience empowering acquisition and merger financing through ESOP loans with Westfield Bank. Our specialized ESOP loan structures provide your company with increased cash flow, greater company stability, and flexibility in financing.



As your company plans for changes, work with Westfield Bank’s experienced bankers to finance acquisitions or mergers by utilizing your company’s Employee Stock Ownership Plan (ESOP) to borrow the required cash.  

Experience the benefits of an ESOP loan structure.

  • Contributions made to repay loan are tax-deductible
  • Loan amortization for flexible terms
  • Increases cash flow
  • Enhances debt servicing ability