Automated Clearing House (ACH) Services

How can ACH services help your business? By automating payments and collections, you can forecast and optimize your cash flow, and simplify your account procedures. Whether your customers are businesses or individuals, our services speed up collections and reduce float times, manual data entry errors, and costs.


Experience the convenience of electronically sending funds for faster disbursements as well as collecting invoice payments or monthly fees by scheduling collections online.

  • Our ACH transactions are processed under Dual Control
  • Same-day credit and debit transfers are available up to $1MM
  • End of day cut-off time is 3:00 PM (EST) for same day transfers
  • For next-day transfers, cut-off time is 4:00 PM (EST)

Electronic debits

Automatically collect payments from customers by debiting their accounts

  • Cut costs associated with receiving checks
  • Decrease outstanding receivables

Electronic credits

Make electronic payments by crediting accounts for payments and payroll

  • Reduce costs associated with writing checks
  • Control the statement timing on payables

Fraud protection

Protect your capital

  • Positive authorization processing
  • Account blocking feature