Earn up to 2.00% APY*

Dream Big Checking

If you're looking for a checking account with higher interest rates and no minimum deposit required, Dream Big Checking may be right for you.

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Balances from $0-$15,000
Interest Rate 1.98%
Annual Percentage Yield (APY)* 2.00%
Balances over $15,000
Interest Rate 0.15%
Annual Percentage Yield (APY)* 2.00% - 0.42%**

Rates & Requirements

  1. A minimum of 12 debit card point-of-sale (POS) purchases post and clear within a qualification cycle.
  2. A minimum of 1 direct deposit or automatic payment post and clear within a qualification cycle.
  3. Enroll in online banking and receive eStatements to a valid email address.
Non-qualifying accounts will earn 0.01% Interest Rate/APY* on all balances.

Account Features & Benefits

Account Disclosure
Start earning up to 2.00% APY* today.

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