Earn up to 0.75% APY*

Prosper Checking with Savings

If you’re looking for a checking and savings account with higher interest rates and no minimum balance required, a Prosper Checking with Savings may be right for you.

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Balances from $0 - $15,000
Interest Rate 0.75%
Annual Percentage Yield (APY)* 0.75%
Balances over $15,000
Interest Rate 0.05%
Annual Percentage Yield (APY)* 0.75% - 0.16%**

Rates & Requirements

To qualify for this great rate, you’ll need to:

  1. Have at least 12 debit card purchases post and clear within a qualification cycle (only point-of-sale/POS purchases qualify);
  2. Have at least one Direct Deposit or Automatic Payment post and clear within a qualification cycle;
  3. Be enrolled in Online Banking and receive electronic statements (valid e-mail address required);
  4. Keep your Prosper Savings account open.  Should you choose to close your Prosper Savings account, the APY you will earn on your Prosper Checking account will revert to 0.50%.

Account Features & Benefits

Account Disclosure
Start earning up to 0.75% APY* today.

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