Prosper Checking

*Interest rates and annual percentage yields (APY) are accurate as of March 2, 2026. However, the interest rates and APYs on this account may change at any time at the bank's discretion. The qualification cycle begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. This statement cycle ends on the 25th of each month. If the 25th falls on a weekend or bank holiday, the statement cycle would end on the previous business day. An individual business determines the timing of processing its POS transactions. Therefore, the bank has no control over the date items post to an account. Refer to our Schedule of Fees for information on other fees that may apply.
**Range varies depending on account balance.