*To obtain the $250 reward, a new Prosper Checking, Prosper Checking with Savings, Select Checking, Simply Checking, or Simply Business account must be opened with an initial deposit of at least $250 on or before November 21, 2025. The new account must be opened with money not currently on deposit at Westfield Bank, FSB, a monthly direct deposit or recurring ACH debit/credit must be established, and enrollment in eStatements (online banking required). We will pay the reward by crediting $250 to your new Westfield Bank checking account as interest within 45 days of account opening and after the required minimum opening deposit is made. The amount of the reward will be reported to the IRS as interest income. Your account must remain open for 180 calendar days, or the amount of the reward will be deducted from the account at closing. Offer available to Ohio residents only. There is a limit of one reward per household (same address) and/or business entity opening a checking account. This offer is not available to individuals or businesses who have received a reward from Westfield Bank in the last 12 months.

Annual percentage yields (APYs) are accurate as of September 1, 2025. The APY for Prosper Checking varies by tier: for balances $15,000 and below, 0.50% APY; for balances above $15,000, 0.50% - 0.12% APY (Blended rate – varies by account balance). APY for Prosper Checking with Savings varies by tier: for balances $15,000 and below, 2.02% APY; for balances above $15,000, 2.02% - 0.34% APY (Blended rate – varies by account balance). Non-qualifying Prosper Checking and Prosper Checking with Savings, 0.01% APY. To obtain the APY for the Prosper Checking and Prosper Checking with Savings account, you must meet all qualifications: 1) Have at least 12 debit card point-of-sale (POS) purchases post and clear within a qualification cycle; The statement cycle ends on the 25th of each month. If the 25th falls on a weekend or bank holiday, the cycle ends the previous business day. 2) Have at least 1 direct deposit or automatic payment post and clear within a qualification cycle; 3) Enroll in online banking and receive electronic statements to a valid e-mail address. Prosper Checking with a Savings account must also keep their Prosper Savings account open. APY for Select Checking: 0.01% APY. Variable rates may change at any time without notice. Fees could reduce earnings. This invitation is subject to change or cancellation at any time without notice.

Member FDIC 09/25